DO I NEED TO INFORM THE ADMINISTRATION OFFICE IF ANYTHING CHANGES IN MY LIFE ?

Yes. It’s up to you to inform the Administration Office in your region, when major changes occur in your life, such as… your name… your social insurance number… your address… your marital status… your beneficiary, etc.

You may update some of your personal information by logging in.

When writing to the Administration Office, please include the following information
- your full name printed clearly
- your Plan Membership Number
- your home address and postal code
- your telephone number

WILL MY MEMBERSHIP IN THE CCWIPP REDUCE THE AMOUNT I CAN CONTRIBUTE TO A REGISTERED RETIREMENT SAVINGS PLAN FOR A YEAR ?

Yes. If your employer makes contributions to the CCWIPP as a result of your employment in that year, your employer is required to report a Pension Adjustment ("PA"). The PA represents the amount of contributions made on your behalf in that year and will reduce the amount that you can contribute to a RRSP.

DO GOVERNMENT PENSIONS AFFECT ANY BENEFIT I MAY BE ENTITLED TO FROM THE CCWIPP?

No. The benefits paid by the CCWIPP are in addition to any benefit that you may be entitled to from the Canada pension plan or Old Age Security.

WHAT HAPPENS TO THE BENEFITS EARNED UNDER MY PREVIOUS CCWIPP IF ASSETS HAVE BEEN, OR WILL BE, TRANSFERRED FROM THAT PLAN?

The benefits earned under your previous pension plan will be paid by the CCWIPP in the event of death, termination of membership or retirement. However, the method of calculating these benefits may be in accordance with the previous CCWIPP rules. These benefits will be shown on your Benefit Statement.

CAN I BE CREDITED WITH PENSION FOR SERVICE BEFORE THE DATE MY EMPLOYER JOINED THE CCWIPP?

Yes. In addition to the current service pension described previously, your employer and your local union may negotiate a “past service pension” for a period of service prior to the date your employer joined the CCWIPP. This past service pension will be included on your Benefit Statement.

CAN THE PENSION WHICH HAS BEEN CREDITED TO ME PREVIOUSLY BE INCREASED?

Yes. Your employer and your local union may negotiate a “previous service increase” to the pension amount which has been previously credited to you. This increase will be included on your Benefit Statement.